We believe in providing our customers solutions that work well with how you conduct business. The following is an overview of some of the merchant solutions that we offer today:
Credit Card Acceptance
We help businesses tap into the power of the most widely used electronic payment options including Visa®, MasterCard®, Discover®, American Express®, Diners Club International® and JCB® transactions.
Through direct connections to all major debit networks, we ensure that merchants are ready to accommodate the fastest growing form of electronic payment—PIN based and signature-based debit transactions.
Consumers are purchasing more gift cards at higher values than ever before. Merchants are benefiting because gift card users tend to spend more than the issuing value of the card. Easier to track and implement than paper certificates, gift cards help reduce fraud and losses by receiving payments up front.
Electronic Check Conversion
Checks are still a popular payment option for consumers and an opportunity for merchants. Utilizing TeleCheck Electronic Check Acceptance® (ECA®) service, merchants are able to minimize returned checks by converting a paper check into an electronic purchase right at the point of sale. Checks processed with ECA are automatically deposited directly to the merchant’s account within 48 hours.
Wireless terminals are an ideal solution for businesses such as delivery services, taxis/limos, towing, quickservice restaurants and casual dining. Merchants utilizing wireless solutions receive card-present rates and further benefit from reduction in fraud and chargebacks.
Contactless payment devices work like traditional credit and debit card transactions except consumers no longer have to swipe their cards or sign receipts. They simply wave or tap their credit or debit card in front of a reader and go. Contactless payments have become popular “pay-and-go” alternatives for consumers at gas stations, coffee shops, movie theaters and movie rental stores.
As the Internet continues to expand, so do global business opportunities for small and large businesses alike. We provide Internet merchants with fully integrated Web services that are designed to offer secure Internet shopping to customers easily and costeffectively.
Government and corporate employees regularly make purchases for fuel, service and repairs with fleet cards. First Data supports the most popular fleet programs including MasterCard® Fleet, Visa® Fleet, Voyager® and Wright Express®.