Preferred Checking

An account created for our very best customers.

This account includes:

  • Free usage of over 50,000 CUB & Allpoint Network ATMs worldwide1
  • Free Allpoint ATM Network Mobile AppClick here to Download the App or Locate an ATM near you!
  • Earns Interest – Earn our highest checking account interest rate2
  • Dime-a-Sign- Earn a Dime every time you swipe and sign with your CUB Debit Card3
  • Free Online Banking with Bill Pay* – Bank from your computer or phone
  • eStatements – Go green the easy, safe and convenient way4
  • Free Mobile Banking* – Now you can bank from wherever you are
  • CUB VISA Debit Card – Customizable Cards available5
  • CUB Phone – Bank by phone 24 hours a day
Powered by BaZing – The new Cha-Ching!
  • Free BaZing Mobile App*
  • Cell Phone Protection Coverage6
  • Identity Theft Protection6
  • Local and Online Shopping, Dining, Travel, Recreation and Entertainment Discounts
  • $10,000 Travel Accident Death Insurance6
  • Pharmacy, Vision and Hearing Discounts

View Our Current Rates

Customers with a combined average monthly collected balance of $10,000 or more in checking and savings accounts, OR a combined average monthly collected balance of $100,000 or more in checking, savings, CDs and/or loans, will earn one of our highest checking account interest rate.
If combined average monthly collected balance falls below requirements there is a $15 monthly fee.
1If an ATM outside the 50,000+ network is used there is a $2 per withdrawal fee, in addition to any fees charged by the ATM itself.
2$2,500 required to open and obtain prevailing Annual Percentage Yield.
3Earn $.10 for each signature based CUB Debit Card transaction – does not include ATM transactions.
4Paper statements available for only $2.50 per month – waived if average monthly balance is over $1,000. Paper statement fee may be waived upon request for those 62 and over.
5Customized cards are available for $7 to $10 each.
6Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Citizens Union Bank, its affiliates, or any government agency and may lose value.
*Internet provider and mobile carrier fees may apply.
Ask us for details. Account disclosures that include current rates, terms, and fees (if any) are available at any Citizens Union Bank location.