Preferred Checking

An account created for our very best customers.

This account includes:

  • Free usage of over 50,000 CUB & Allpoint Network ATMs worldwide1
  • Free Allpoint ATM Network Mobile AppClick here to Download the App or Locate an ATM near you!
  • Earns Interest – Earn our highest checking account interest rate2
  • Dime-a-Sign- Earn a Dime every time you swipe and sign with your CUB Debit Card3
  • Free Online Banking with Bill Pay* – Bank from your computer or phone
  • eStatements – Go green the easy, safe and convenient way4
  • Free Mobile Banking* – Now you can bank from wherever you are
  • CUB VISA Debit Card – Customizable Cards available5
  • CUB Phone – Bank by phone 24 hours a day
Powered by BaZing – The new Cha-Ching!
  • Free BaZing Mobile App*
  • Cell Phone Protection Coverage6
  • Identity Theft Protection 6
  • Local and Online Shopping, Dining, Travel, Recreation and Entertainment Discounts
  • $10,000 Travel Accident Death Insurance6
  • Pharmacy, Vision and Hearing Discounts

View Our Current Rates

Customers with a combined average monthly collected balance of $10,000 or more in checking and savings accounts, OR a combined average monthly collected balance of $100,000 or more in checking, savings, CDs and/or loans, will earn one of our highest checking account interest rate.
If combined average monthly collected balance falls below requirements there is a $15 monthly fee.
1If an ATM outside the 50,000+ network is used there is a $2 per withdrawal fee, in addition to any fees charged by the ATM itself.
2$2,500 required to open and obtain prevailing Annual Percentage Yield.
3Earn $.10 for each signature based CUB Debit Card transaction – does not include ATM transactions.
4Paper statements available for only $2.50 per month – waived if average monthly balance is over $1,000. Paper statement fee may be waived upon request for those 62 and over.
5Customized cards are available for $7 to $10 each.
6Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Citizens Union Bank, its affiliates, or any government agency and may lose value.
*Internet provider and mobile carrier fees may apply.Ask us for details. Account disclosures that include current rates, terms, and fees (if any) are available at any Citizens Union Bank location.