Second Chance Checking

For those who need another chance at establishing a checking account

If you have had trouble maintaining a checking account in the past due to an unforeseeable situation, we may be able to help. With our Second Chance Checking, you can rebuild your banking privileges by using our Online Banking with Bill Pay and a CUB Debit Card.

This account includes:

  • Usage of over 50,000 CUB & Allpoint Network ATMs worldwide1
  • Allpoint ATM Network Mobile App – for easy locating
  • Online Banking with Bill Pay2 – Bank anytime from your computer or phone
  • Mobile Banking2 - Now you can bank from wherever you are
  • eStatements – Go green the easy, safe and convenient way3
  • CUB Debit Card4
  • CUB Phone – Bank by phone 24 hours a day

You must deposit $100.00 to open this account.
Account has a $10 monthly maintenance fee. No personal checks allowed on account.
Requires Direct Deposits to account.
1 If an ATM outside the 50,000+ network is used, there is a $2.50 per withdrawal fee, in addition to any fees charged by the ATM itself.
2 Internet provider and mobile carrier fees may apply.
3 Mailed paper statements available for only $2.50 per month – waived if average monthly balance is greater than $2,500 or upon request for account owners over 65 years of age.
4 CUB Basic Debit Card included with account, and has a replacement fee of $7. Personalized cards are $10 each (new or replacement) and Gallery Cards are available for $7 each (new or replacement). There is a fee each time a Personalized or Gallery card is issued, reissued, renewed or replaced.
Ask us for details. Account disclosures that include current rates, terms, and fees (if any) are available at any Citizens Union Bank location.