Second Chance Checking

For those who need another chance at establishing a checking account

If you have had trouble maintaining a checking account in the past due to an unforeseeable situation, we may be able to help. With our Second Chance Checking you can rebuild your banking privileges by using our Online Banking with Bill Pay and a CUB VISA Debit Card.This account includes:

  • Free usage of over 50,000 CUB & Allpoint Network ATMs worldwide1
  • Free Allpoint ATM Network Mobile App – for easy locating
  • Free Online Banking with Bill Pay – Bank anytime from your computer or phone
  • eStatements – Go green the easy, safe and convenient way2
  • Free Mobile Banking – Now you can bank from wherever you are
  • CUB VISA Debit Card – Customizable Cards available3
  • CUB Phone – Bank by phone 24 hours a day
*Account has a $10 monthly fee and a $10 Set-up fee. No paper checks allowed on account. Debit card withdrawals only.
1If an ATM outside the 50,000+ network is used there is a $2 per withdrawal fee, in addition to any fees charged by the ATM itself.
2Paper statements available for only $2.50 per month – waived if average monthly balance is over $1,000. Paper statement fee may be waived upon request for those 62 and over.
3Customized cards are available for $7 to $10 each. Ask us for details.

Account disclosures that include current rates, terms, and fees (if any) are available at any Citizens Union Bank location.