Second Chance Checking

For those who need another chance at establishing a checking account

If you have had trouble maintaining a checking account in the past due to an unforeseeable situation, we may be able to help. With our Second Chance Checking, you can rebuild your banking privileges by using our Online Banking with Bill Pay and a CUB VISA Debit Card.

This account includes:

  • Usage of over 50,000 CUB & Allpoint Network ATMs worldwide1
  • Allpoint ATM Network Mobile App – for easy locating
  • Online Banking with Bill Pay2 – Bank anytime from your computer or phone
  • Mobile Banking2 - Now you can bank from wherever you are
  • eStatements – Go green the easy, safe and convenient way3
  • CUB VISA Debit Card4
  • CUB Phone – Bank by phone 24 hours a day
Account has a $10 monthly fee. No personalized checks allowed on account.
1If an ATM outside the 50,000+ network is used, there is a $2.00 per withdrawal fee, in addition to any fees charged by the ATM itself.
2 Internet provider and mobile carrier fees may apply.
3Paper statements available for only $2.50 per month – waived if average monthly balance is over $1,000. Paper statement fee may be waived upon request for those over 62.
4Debit Card included with account. Personalized cards are $10 each (new or replacement) and Gallery Cards are available for $7 each (new or replacement). There is a fee each time a Personalized or Gallery card is issued, reissued or renewed.
Ask us for details. 
Account disclosures that include current rates, terms, and fees (if any) are available at any Citizens Union Bank location.