October 21, 2019

FOR IMMEDIATE RELEASE

     Contact Information:
Kim Davis
Senior Vice President/Marketing
Citizens Union Bank
Office: 502-647-7425
Email: kdd@cubbank.com

8 Ways to Avoid Online Fraud

            Shelbyville, KY – The Internet is home to some of the most notorious fraudsters. As consumers become more and more active online they must take steps to protect their information from cyber thieves, including establishing strong network passwords and making sure to connect to secure websites. In recognition of National Cybersecurity Awareness Month, Citizens Union Bank is highlighting seven tips to help consumers protect themselves against online fraud.

  • Keep your computers and mobile devices up to date.  Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates, so you receive the newest fixes as they become available.
  • Establish strong passwords. A strong password is at least 8 to 12 characters and includes a mix of upper and lowercase letters, numbers and special characters. Avoid using passwords based on personal or easily accessible information, such as names, birthdays and common phrases (such as “1234” or “Password”) and never share passwords with coworkers, family or friends. Use different passwords for each account and change them regularly.
  • Watch out for phishing scams. Phishing scams use fraudulent emails and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with. Also, look for common red flags such as misspellings, grammatical errors, requests marked as “Urgent!” or “sensitive”, and/or emails from personal email addresses rather than a business email account.
  • Recognize and avoid bogus website links. Cybercriminals embed malicious links to download malware onto devices and/or route users to bogus websites. Hover over suspicious links to view the actual URL that you are being routed to. Fraudulent links are often disguised by simple changes in the URL. For example www.ABC-Bank.com vs. ABC_Bank.com.
  • Keep personal information personal. Hackers can use social media profiles to figure out your passwords and answer those security questions in the password reset tools. Lockdown your privacy settings and avoid posting things like birthdays, addresses, mother’s maiden name, etc.  Be wary of requests to connect from people you do not know.
  • Secure your internet connection. Always protect your home wireless network with a password. When connecting to public Wi-Fi networks, be cautious about what information you are sending over it.
  • Shop safely. Before shopping online, make sure the website uses secure technology. When you are at the checkout screen, verify that the web address begins with https. Also, check to see if a tiny locked padlock symbol appears on the page.
  • Read the site’s privacy policies. Though long and complex, privacy policies tell you how the site protects the personal information it collects. If you don’t see or understand a site’s privacy policy, consider doing business elsewhere.

CUB currently has 15 banking centers across Owen, Gallatin, Shelby, Oldham, Spencer, Jefferson, Bullitt and Hardin Counties.

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