topic:
Preparation is Key to your Financing Needs
- A detailed company history
- A brief background (resume) on executive/senior man¬agement and other key personnel
- 3-5 years of historical financial statements
- Year-to-date internally prepared financial statement(s)
- Notations for any significant changes in the financial statements provided
- The previous 3 months A/R and A/P aging
- A list and description of major customers or vendors
- Any recent real estate and equipment appraisals
- A personal financial statement for each guarantor
- The request…loan amount…including proposed rate and terms…what you’re going to do with the proceeds of the loan…how the loan enhances your current business situation.
Debbie Prewitt
SENIOR VICE PRESIDENT
COMMERCIAL LENDING
11601 Bluegrass Parkway
Louisville, KY 40299
502.633.4450 or 866.633.4450
dpp@cubbank.com
www.cubbank.com