Debit Card Fraud Prevention Service

In our continuing efforts to keep your accounts secure, we have an alert system in place for potential debit card fraud for all cardholders.

Here’s how it works:

1. When potential fraud is detected, you’ll receive an automatic text alert from 328-74 between 8 am and 9 pm, with the option to respond “YES” or “NO.”

Text Message Example:

CitizensUnionBk Fraud Dept.80003694887
Did you attempt $$$$ at _______ with card #?
Reply YES or No. Case 1234 to Opt Out reply STOP

Text capability is free and you can reply STOP to cancel text alerts at any time.

2. If there’s no response received from you, five minutes after the text alert, you’ll receive automatic phone calls from the CUB Fraud Center to confirm or deny fraud.

If you add and label these numbers, 328-74 and 1-800-369-4887, as “CUB Fraud Center” to your phone contacts, they will display whenever you receive future texts and or calls from these numbers.

3. You may also receive email notifications from to confirm or deny fraud.

Remember – our messages will never ask for your PIN or account number.

If you are traveling outside of Kentucky, please continue to let us know when and where you will be going so we can unblock your card while you are away.

Our Customer Care Specialists are just a phone call away! Call us at 502-633-4450, Monday through Friday, 8:00 am to 5:00 pm, and Saturday 9:00 am to 12:00 pm.