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Our Directors

Lea Anderson, Director
Mrs. Anderson has served as a CUB Holding Company Director and Board Director since 1993. She has served as a First Farmers Bank Director in Owenton, KY since 2002. Mrs. Anderson was born and raised in Shelby County and was formerly a teacher in the Shelby County School system. She is active in church and the community and is also a homemaker and farmer. Mrs. Anderson volunteers to provide service in many areas throughout the community including Father’s Love Ministry.

Steve Barker, Director/Holding Company Board Chairman
Mr. Barker joined CUB in 2002 and is a native of Shelby County. He is a CPA and has over 25 years of financial management experience in the healthcare and long-term care industries. Mr. Barker is a graduate of the University of Kentucky and Xavier University.

Bill Borders, Director
Mr. Borders is a retired Pharmacist and past owner of Smith McKenney Pharmacy in Shelbyville. He has been on CUB’s Board since 1991. Bill is a lifetime resident of Shelby County and has worked with many civic organizations over the years.

Pat Hargadon, Director
Mr. Hargadon joined Citizens Union in 2005. He has been an Agent with Kentucky Farm Bureau since 1986. He also serves as a Director of the Shelby County Industrial Foundation, Shelby Energy Coop, and the US 60 Water District. He is a past Chair of the Kentucky Commission on Community Volunteerism and Service and currently serves on the Executive Board of the Lincoln Heritage Boy Scouts Council. He is a graduate of Leadership Kentucky and the Philip Morris Agricultural Leadership Program. Pat is active in his Church and is a past Parish Council President.

Dr. Edward B. Hayes, Director
Dr. Hayes became a Director of the Bank in 1970 and served as Chairman for 17 years. He is a lifelong resident of Shelbyville and his grandfather was one of the founders of Citizens Bank, now CUB. Dr. Hayes practiced in Shelbyville as a dentist for 41 years and also has a farm in Bagdad, KY.

Steve Higdon, Director
Steve serves as the Chief Development Officer for Private Client Services, a dually registered Broker-Dealer and Registered Investment Advisor. He is responsible for corporate business development, brand strategy, and marketing. Steve was former President and CEO of Greater Louisville Inc, the metro chamber of commerce, and former VP of Global Communications for Papa John’s International, Inc. He has also served on several community boards including the Kentucky Chamber of Commerce, Louisville Sports Commission where he was Chairman, the Louisville Zoo, and is a director for M.E.D., a privately held Lexington-based medical device company. Steve graduated with honors from the University of Kentucky, where he received his Bachelor of Business Administration with a concentration in Marketing.

Ray Leathers, Director
Ray is an 18-year veteran and decorated officer of the US Army, being awarded the Army Achievement Medal, two Army Commendation Medals, and the Army Meritorious Service Medal. He served as President/CEO of Roll Forming Corporation in Shelbyville until his retirement in 2017. He was awarded the 2010 Manufacturing Employee of the Year by the Kentucky Association of Manufacturing and in 2012 he was presented the Shelby County Distinguished Citizen Award by the Boy Scouts of America. He has held Chairman and Executive Board positions with the Shelby County Industrial Association, Shelby County Industrial Development Foundation, Shelby County Chamber of Commerce, The Dorman Preschool Center, and the Serenity Center. Ray graduated from Eastern Kentucky University on an ROTC scholarship and later earned a Master’s from the University of Southern California.

Bob McDowell, Director
Mr. McDowell is a retired farmer and has been on CUB’s board since 2000. He was born and raised in Shelby Co. Bob attended the University of Kentucky and has served on the Shelby Co. Board of Education and as Treasurer of West Shelby Water District. He is current Chairman of the Simpsonville Park Foundation and past Chairman of the Simpsonville Rural Fire District and past Trustee and Deacon of Simpsonville Baptist Church.

Steve Solomon, Director, and Bank Board Chairman
Mr. Solomon was an owner of a local manufacturing plant for over 30 years, where he oversaw marketing, financial and production facets. He joined CUB’s board in 1996. Civically minded and actively involved in the region, Steve has served on many local boards and steering committees.

Gary Stewart, Director
Mr. Stewart is a graduate of the University of KY. He is a CPA and a retired Partner with Crowe Horwath LLP and Eskew and Gresham PSC. During his public accounting career, Gary specialized in working with financial institutions providing services ranging from audits to strategic planning. Mr. Stewart served as Interim CFO for the Kentucky State Fair Board along with other numerous Boards including Norton Healthcare Inc., the Louisville Zoo, and Hosparus, Inc.

David Bowling, Chief Executive Officer
David Bowling is a CPA who joined Citizens Union Bank in 2006. He has worked in banking and accounting for over 40 years, specializing in strategic planning and risk management. David was named President of Citizens Union Bank in 2008 and as CEO in 2013. He has served on numerous community boards over the past, including currently serving on Metro United Way, Kentucky Bankers Association, Capital Access Corp, Muhammed Ali Center, and Catholic Education Opportunites Foundation Boards.

Darryl Traylor, President
Darryl has worked in the banking industry since 1983. He currently serves as President of Citizens Union Bank. He previously served as Chairman and CEO of First Farmers Bank located in Owenton, KY. Darryl is a graduate of Morehead State University with a BA in Finance. He is Chairman of the Trustees of Owenton First Baptist Church.

Advisory Board For Owen/Gallatin Counties

Frank K. Downing - Retired Utility Executive
Robert D. Traylor - Retired Dow Corning Corp.
F.T. Clements - Doctor of Dental Medicine
Jonathan D. Jones - Principal of Gallatin County High School