Home Equity Line of Credit (HELOC) Special Offer!
If you're ready for a vacation or your next home project, a home equity line of credit (HELOC) can help!
6-Month Introductory Rate
After the first 6 - Months
With a HELOC from CUB, you can:
- Upgrade your kitchen
- Use it to pay for a vacation
- Use it towards college
- Pay off Debt
- Get a new car, RV or boat
Don't wait. Contact us today!
Have questions? Please stop by one of our convenient locations or give us a call at 866-633-4450 and ask to speak with a Consumer Loan Officer.
Offer applies to a $10,000 minimum and $100,000 maximum line of credit and is subject to credit approval. CUB consumer checking account with direct deposits or monthly deposits required. Must have proof of direct deposit set up or evidence of routine monthly deposits prior to closing. Offer not available to refinance existing Citizens Union Bank debt or HELOCs being used to purchase or construct a new home. Maximum loan to value ratio of 75% to receive this promotional rate. *0% Annual Percentage Rate (APR) applies to the 6-month introductory rate period; **thereafter, the rate varies monthly with the Prime Rate (currently 3.25%, and the corresponding APR may vary from the advertised rate based on credit history). The minimum APR that can be imposed is 3.25% APR, and the maximum APR that can be imposed is 23.00% APR. Document preparation fee of $199 and there is a $50 annual fee after the first year. Property insurance, other fees, and restrictions may apply. Your minimum monthly payments will not repay the principal that is outstanding on your line at the end of the term. You will be required to pay the entire outstanding balance in a single balloon payment at loan maturity. Consult a tax advisor regarding deductibility of interest. For more information regarding rates, fees, terms, conditions, and any restrictions, contact a Citizens Union Bank Loan officer. Limited Time Offer. NMLS #756034