Special Offer! Limited Time Only!

A Home Equity Line of Credit is a revolving line of credit secured by the equity in your home.  It’s a great way to pay for unexpected expenses like home appliances, home repairs or to pay off high interest credit cards and unsecured loans.  It can also be used to fund larger items like college tuition, a car or even a vacation!  You can draw on it as often as you need.  Plus, the interest you pay may be tax deductible. 

Offer applies to a $10,000 minimum and $100,000 maximum line of credit and is subject to credit approval.
CUB consumer checking account with direct deposits or monthly deposits required. Must have proof of direct deposit set up or evidence of routine monthly deposits prior to closing.
Offer not available to refinance existing Citizens Union Bank debt or towards purchase of primary residence that will be used as collateral.
Maximum loan to value ratio of 75% to receive this promotional rate.
*0% Annual Percentage Rate (APR) applies to the 6 month introductory rate period; **thereafter, rate varies monthly with the Prime Rate (currently 3.50%, and the corresponding APR may vary from the advertised rate based on credit history).  Minimum APR that can be imposed is 3.55% APR and maximum APR that can be imposed is 12.67% APR.
Document preparation fee of $150 and there is a $50 annual fee after the first year. Property insurance, other fees and restrictions may apply.
Your minimum monthly payments will not repay the principal that is outstanding on your line at the end of the term.
You will be required to pay the entire outstanding balance in a single balloon payment at loan maturity.
Consult a tax advisor regarding deductibility of interest.
For more information regarding rates, fees, terms, conditions and any restrictions contact a Citizens Union Bank Loan officer.  Limited Time Offer. NMLS # 756034


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Home Equity Line of Credit