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Make your dream of owning a home affordable!

Cubbank Beyondexpectations

Home Financing Program

Special financing available by Citizens Union Bank in making your dream of owning a home affordable. The Making Dreams Affordable loan program provides financing options for those borrowers who would not qualify for other traditional home financing programs.


PROGRAM BENEFITS

  • No-down-payment loan
  • No Monthly Mortgage Insurance
  • Long Term Fixed Rates
  • Up to $175,000 loan amount
  • Income limits apply
  • Homebuyer education and counseling are required - Click the link below for details

CLICK HERE to view the FREE Webinar schedule details!


CREDIT INFORMATION

  • No minimum credit score required


FUNDS FOR CLOSING

  • CUB will finance up to $3000 of the appraised value above the purchase price to include closing costs and prepaids
  • Other down-payment assistance programs are eligible if available


PROPERTY REQUIREMENTS

  • Owner-occupied single-family residence
  • Condo/PUDs (Planned Unit Development) are eligible
  • Manufactured homes are ineligible
  • Eligible for properties located in Shelby, Henry, Jefferson, Spencer, Anderson, Owen, Grant, Trimble, Carroll, Laure, Hardin, Franklin, Bullitt, Scott, Gallatin, Woodford and Nelson.


Additional documentation will be required during the loan process. Loans are subject to credit approval and property appraisal. For more information regarding rates, fees, terms, conditions, and any restrictions, contact a Citizens Union Bank Loan officer. NMLS#756034