Home loans made easy. CUB has competitive rates and terms whether you are buying a home or refinancing your current home.

At Citizens Union Bank we have a mortgage to fit your unique needs, and our local loan experts will take the time to personally discuss all of your options. From down-payment assistance to jumbo mortgages, you can count on us to make the mortgage process simple and straightforward and we offer competitive rates and closing costs. As your community bankers we will work with you from the beginning of the application process to the closing of your loan.

We offer flexible financing options for:

  • Pre-qualifications for Purchase Transactions
  • Refinancing
  • Fixed or Adjustable Rate Mortgages
  • Jumbo Mortgages
  • Construction Loans
  • Federal Housing Administration Insured Mortgages (FHA)
  • Veterans Administration Mortgages (VA)
  • USDA Rural Housing
  • Home Equity Lines of Credit
  • Kentucky Housing Loans
  • Construction to Perm Loans

CUB NMLS#756034

Offer of credit is subject to credit approval.

For more information, call us at 866-633-4450 or…

Click Here to find out about our Home Equity Loans and Lines of Credit!

Click Here to view our Home Loan Toolkit!

Click Here to view our Financial Calculators

Mortgage Customer Testimonial:
“We recently did a refinance through CUB with Allen Swift. We just wanted to express our appreciation to Allen and CUB for the great experience we enjoyed through this process. We checked several different banks and credit unions, but none gave us the answers and the avenues to achieve what we wanted to in this refinance other than through your bank. We feel Allen listened to what was important to us and was willing to offer different options to enable us to find the right refinance vehicle to meet our goals.
We want you to know what a great asset he is to your company.
Thank you so much to your bank and Allen for making this a painless and enjoyable event. We will highly recommend him and your bank in the future.” 
Tommy and Brenda Davis

Mortgage Officers

Poole, Nathan
Mortgage Loan Officer
Downtown Branch
(502) 647-5139 Bus
(502) 321-3617 Cell
NMLS # 797431
Carter Orrie 2015
Carter, Orrie
Mortgage Loan Officer
Main Office Branch
(502) 647-7489 Bus
(502) 321-9424 Cell
NMLS # 1204315
Andrew Page
Page, Andrew
Mortgage Loan Officer
Downtown Branch
(502) 647-5142 Bus
(502) 220-5427 Cell
NMLS# 1676808

Swift, Alan H
Mortgage Loan Officer
Blankenbaker Louisville Branch
(502) 267-3556 Bus
(502) 296-7467 Cell
NMLS # 797434
Kaiser, Lisa P
Mortgage Loan Officer
Blankenbaker Louisville Branch
(502) 267-3549 Bus
(502) 419-3810 Cell
NMLS # 39498
Carter Orrie 2015
Seeger, Louis
Mortgage Loan Officer
Blankenbaker Branch
(502) 267-3500 Bus
(502) 507-0801 Cell
NMLS # 1676809
Kirk Esarey
Esarey, Kirk
Asst. VP Business Development
Middletown Branch
502-244-8729 Bus
502-608-7068 Cell
NMLS# 419152
Ryan Dennigan
Dinnegan, Ryan
Mortgage Loan
Middletown Branch
502-244-8729 Bus
502-759-1406 Cell
NMLS# 1447385

Mt. Washington

Lawson, Laura L
Mortgage Loan Officer
Mt. Washington Branch
(502) 633-4450 Bus
Ext: 62010
(502) 507-4303 Cell
NMLS# 144667
La Grange

Block, Carol W
Mortgage Loan Officer
LaGrange Branch
(502) 565-1433 Bus
(502) 662-1266 Cell
NMLS # 882729

Miller, Angie
First VP Retail & Small Business Lending
Mortgage Loan Officer
Owenton Branch
(502) 484-3434 Bus
(502) 482-0099 Cell
NMLS # 798682
New Liberty

Lyons, David
Senior VP
Market President
Mortgage Loan Officer
New Liberty Branch
(502) 463-2254 Bus
NMLS # 798680