Home loans made easy. CUB has competitive rates and terms whether you are buying a home or refinancing your current home.

At Citizens Union Bank we have a mortgage to fit your unique needs, and our local loan experts will take the time to personally discuss all of your options. From down-payment assistance to jumbo mortgages, you can count on us to make the mortgage process simple and straightforward. We also offer competitive rates and closing costs. As your community bankers, we will work with you from the beginning of the application process to KHC Approved Lender Sealthe closing of your loan.

We offer flexible financing options for:

  • Pre-qualifications for Purchase Transactions
  • Refinancing
  • Fixed or Adjustable Rate Mortgages
  • Jumbo Mortgages
  • Construction Loans
  • Federal Housing Administration Insured Mortgages (FHA)
  • Veterans Administration Mortgages (VA)
  • USDA Rural Housing
  • Home Equity Lines of Credit
  • Kentucky Housing Loans
CUB NMLS#756034
Offer of credit is subject to credit approval.

For more information, call us at 866-633-4450 or…
Click Here to find out about our Home Equity Loans and Lines of Credit!

Click Here to view our Financial Calculators

Mortgage Customer Testimonial:
“We recently did a refinance through CUB with Allen Swift. We just wanted to express our appreciation to Allen and CUB for the great experience we enjoyed through this process. We checked several different banks and credit unions, but none gave us the answers and the avenues to achieve what we wanted to in this refinance other than through your bank. We feel Allen listened to what was important to us and was willing to offer different options to enable us to find the right refinance vehicle to meet our goals. We want you to know what a great asset he is to your company. Thank you so much to your bank and Allen for making this a painless and enjoyable event. We will highly recommend him and your bank in the future.” 
Tommy and Brenda Davis

Mortgage Officers

Nathan Poole
Poole, Nathan
Mortgage Loan Officer
Downtown Branch
(502) 647-5139 Bus
(502) 321-3617 Cell
NMLS # 797431
Carter Orrie
Carter, Orrie
Mortgage Loan Officer
Main Office Branch
(502) 647-7489 Bus
(502) 321-9424 Cell
NMLS # 1204315
Andrew Page
Page, Andrew
Mortgage Loan Officer
Downtown Branch
(502) 647-5142 Bus
(502) 220-5427 Cell
NMLS# 1676808

Alan Swift
Swift, Alan H
Mortgage Loan Officer
Blankenbaker Branch
(502) 267-3556 Bus
(502) 296-7467 Cell
NMLS # 797434
Kaiser, Lisa P
Mortgage Loan Officer
Blankenbaker Branch
(502) 267-3549 Bus
(502) 419-3810 Cell
NMLS # 39498
Ryan Dinnegan
Dinnegan, Ryan
Mortgage Loan Officer
Blankenbaker Branch
(502) 267-3529 Bus
(502) 759-1406 Cell
NMLS# 1447385

Mt. Washington

Laura Lawson

Lawson, Laura L
Mortgage Loan Officer
Mt. Washington Branch
(502) 633-4450 Bus
(502) 507-4303 Cell
NMLS# 144667
La Grange

Carol Block

Block, Carol W
Mortgage Loan Officer
LaGrange Branch
(502) 565-1433 Bus
(502) 662-1266 Cell
NMLS # 882729

Tanya Seabrooks

Seabrooks, Tanya
Mortgage Loan Officer
Elizabethtown Branch
(270) 737-4282 Bus
(270) 300-4193 Cell
NMLS # 42202

Angie Miller

Miller, Angie
First VP Commercial Lending
Mortgage Loan Officer
Owenton Branch
(502) 484-3434 Bus
(502) 482-0099 Cell
NMLS # 798682

Rita Power

Power, Rita
AVP Business Development
Mortgage Loan Officer
Owenton Branch
(502) 484-3434 BUS
NMLS# 583320