This account includes:
- Usage of over 50,000 CUB & Allpoint Network ATMs worldwide1
- Allpoint ATM Network Mobile App - Click here to Download the App or Locate an ATM near you!
- Earns Interest – Earn our highest checking account interest rate2
- Dime-a-Sign -Earn a Dime every time you swipe and sign with your CUB Debit Card3
- Online Banking with Bill Pay4 – Bank from your computer or phone
- Mobile Banking4 – Now you can bank from wherever you are
- eStatements – Go green the easy, safe and convenient way5
- CUB Debit Card6
- CUB Phone – Bank by phone 24 hours a day
- BaZing Mobile App4
- Local and Online Shopping, Dining, Travel, Recreation and Entertainment Discounts
- Pharmacy, Vision and Hearing Discounts
- Identity Theft Protection7
- $10,000 Travel Accident Death Insurance7
- Cell Phone Protection Coverage7
7 Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Citizens Union Bank, its affiliates, or any government agency and may lose value.
Customers with a combined daily balance of $10,000 or more in checking and savings accounts, OR a combined daily balance of $100,000 or more in checking, savings, CDs and/or loans, will earn one of our highest checking account interest rates. If the balances fall below stated amounts, there will be a $15 maintenance fee for that monthly statement cycle.
1 If an ATM outside the 50,000+ network is used, there is a $2.50 per withdrawal fee, in addition to any fees charged by the ATM itself.
2 $2,500 required to open and obtain prevailing Annual Percentage Yield.
3 Earn $.10 for each signature based CUB Debit Card transaction. Dime-a-Sign payments will be credited monthly to each bank statement for CUB Debit Card transaction settled prior to payment.
4 Internet provider and mobile carrier fees may apply.
5 Mailed paper statements available for only $2.50 per month – waived if average monthly balance is greater than $2,500 or upon request for account owners over 65 years of age.
6 CUB Basic Debit Card included with account, and has a replacement fee of $7. Personalized cards are $10 each (new or replacement) and Gallery Cards are available for $7 each (new or replacement). There is a fee each time a Personalized or Gallery card is issued, reissued, renewed, or replaced.
Some restrictions apply.
Ask us for details. Account disclosures that include current rates, terms, and fees (if any) are available at any Citizens Union Bank location.