Health Savings Account

This account helps you cover the cost of medical care when combined with a High Deductible Health Plan.

If you participate in a High Deductible Health Plan, you qualify to open a Health Savings Account (HSA), which allows you to save for your health care deductibles or future medical expenses.

  • Earns Interest
  • Individually owned & controlled

Save Time and Money with these great products and services!

FREE HSA Debit Card
Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check.

FREE Mobile Banking
Bank on your phone from anywhere.

FREE Quick Snap
Mobile Check Deposit.

Direct Deposit/Automatic Payments
Save yourself time with a convenient direct deposit or automatic payment. Take the hassle out of depositing paychecks or paying recurring bills.

FREE Online Banking
You can bank from anywhere, and at any time.

FREE Bill Pay
Don’t put up with lost mail and late payments when you can go online and simplify your life with the click of a button.

FREE eStatements
Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.

FREE AllPoint™ ATM Network
Access to 55,000 ATMs Nationwide

Health Savings Account FAQs -Click Here 

2017 HSA Contribution Limits

2017 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA):

  • HSA holders can choose to save up to $3,400 for an individual and $6,750 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,400 for an individual and $7,750 for a family) – and these contributions are 100% tax deductible from gross income.
  • Minimum annual deductibles are $1,300 for self-only coverage or $2,600 for family coverage.
  • Annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) cannot exceed $6,550 for self-only coverage and $13,100 for family coverage.
Contribution Limit
55+ Contribution

For more detailed information on HSA plans and taxes, visit the U.S. Department of Treasury website at or talk with your tax advisor.

View Our Current Rates

$1.00 daily minimum balance required to obtain Annual Percentage Yield. If daily balance falls below $1,000 any day of the month there is a $3.00 minimum balance monthly fee.
Mailed paper statements available for only $2.50 per month – waived if average monthly balance is greater than $2,500 or upon request for account owners over 65 years of age.
Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees may apply. See fee schedule for details.
Third party message, data and/or internet service provider rates may apply on any of our online or mobile banking products or services.
Offer good on personal accounts only; ask us about our outstanding options for your business or organization.
Ask us for details. Bank rules and regulations apply.