If you participate in a High Deductible Health Plan, you qualify to open a Health Savings Account (HSA), which allows you to save for your health care deductibles or future medical expenses.
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2017 & 2018 HSA Contribution Limits
2017 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA):
- HSA holders can choose to save up to $3,400 for an individual and $6,750 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,400 for an individual and $7,750 for a family) – and these contributions are 100% tax deductible from gross income.
- Minimum annual deductibles are $1,300 for self-only coverage or $2,600 for family coverage.
- Annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) cannot exceed $6,550 for self-only coverage and $13,100 for family coverage.
|
2017
|
Minimum
Deductible
|
Maximum Out-of-Pocket |
Contribution Limit
|
55+ Contribution
|
|
|
Single
|
$1,300
|
$6,550
|
$3,400 |
$1,000
|
|
|
Family
|
$2,600
|
$13,100
|
$6,750 |
$1,000
|
2018 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA):
- HSA holders can choose to save up to $3,450 for an individual and $6,900 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,450 for an individual and $7,900 for a family) – and these contributions are 100% tax deductible from gross income.
- Minimum annual deductibles are $1,350 for self-only coverage or $2,700 for family coverage.
- Annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) cannot exceed $6,650 for self-only coverage and $13,300 for family coverage.
|
2018
|
Minimum
Deductible
|
Maximum Out-of-Pocket |
Contribution Limit
|
55+ Contribution
|
|
|
Single
|
$1,350
|
$6,650
|
$3,450 |
$1,000
|
|
|
Family
|
$2,700
|
$13,300
|
$6,900 |
$1,000
|
For more detailed information on HSA plans and taxes, visit the U.S. Department of Treasury website atwww.ustreas.gov or talk with your tax advisor.
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