Health Savings Account

This account helps you cover the cost of medical care when combined with a High Deductible Health Plan.

If you participate in a High Deductible Health Plan, you qualify to open a Health Savings Account (HSA), which allows you to save for your health care deductibles or future medical expenses.

  • Earns Interest
  • Individually owned & controlled

Save Time and Money with these great products and services!

FREE HSA Debit Card
Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check.¹

FREE² Mobile Banking
Bank on your phone from anywhere.

FREE² Quick Snap
Mobile Check Deposit.

Direct Deposit/Automatic Payments
Save yourself time with a convenient direct deposit or automatic payment. Take the hassle out of depositing paychecks or paying recurring bills.

FREE² Online Banking
You can bank from anywhere, and at any time.

FREE² Bill Pay
Don’t put up with lost mail and late payments when you can go online and simplify your life with the click of a button.

FREE² eStatements
Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.

FREE² AllPoint™ ATM Network
Access to 55,000 ATMs Nationwide

Health Savings Account FAQs -Click Here 

2019 HSA Contribution Limits

 2019 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA):
  • HSA holders can choose to save up to $3,500 for an individual and $7,000 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,500 for an individual and $9,000 for a family) – and these contributions are 100% tax deductible from gross income.
  • Minimum annual deductibles are $1,350 for self-only coverage or $2,700 for family coverage.
  • Annual out-of-pocket expenses (deductibles, copayments, and other amounts, but not premiums) cannot exceed $6,750 for self-only coverage and $13,500 for family coverage.
Contribution Limit 55+ Contribution
Single $1,350 $6,750 $3,500 $1,000
Family $2,700 $13,500 $7,000 $1,000


For more detailed information on HSA plans and taxes, visit the U.S. Department of Treasury website or talk with your tax advisor.

View Our Current Rates

Offer good on personal accounts only; ask us about our outstanding options for your business or organization.
$1.00 daily minimum balance required to obtain Annual Percentage Yield. If daily balance falls below $1,000 any day of the month there is a $3.00 minimum balance monthly fee.
Mailed paper statements available for only $2.50 per month – waived if the average monthly balance is greater than $2,500 or upon request for account owners over 65 years of age.
1Other fees such as ATM foreign usage may apply. See fee schedule for details.
2Third party message, data and/or internet service provider rates may apply on any of our online or mobile banking products or services.
Ask us for details. Bank rules and regulations apply.