This account includes:
- Earns Interest
- Complimentary access to CUB Phone Banking service
*$100 minimum deposit to open and obtain prevailing APY. $6 minimum balance fee charged quarterly, if balance falls below $100 any day of the quarter. Limit 6 transfers/withdrawals per calendar month unless made by mail, ATM, or in person. $10 assessed quarterly and charged to the quarterly account statement for each excess withdrawal. Mailed paper statements are available for only $2.50 per quarter – waived if average quarterly balance is greater than $2,500 or upon request for account owners over 65 years of age. Ask us for details. Account disclosures that include current rates, terms, fees (if any) and statement period are available at any Citizens Union Bank location.