Simplify your finances with these steps to take control of your financial future.

  1. Have your paycheck or government check deposited directly into your checking account.
  2. Establish a regular savings program by having $200 (or some other amount) transferred into a  money market account each month.
  3. Have your auto loan and credit card payments automatically taken from your checking account.
  4. Establish a home equity line of credit to be available for unexpected expenses.
  5. Set up a “dollar cost averaging” purchasing program for mutual funds.
  6. Save for a child’s college education with an automatic transfer into a special savings account.
  7. Review your 401(k) elections to make sure you are taking full advantage of the program.
  8. Commit to having a financial review, including your estate plan and investment strategy, within the next three months.
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